Passkeys are a secure alternative to passwords, which you may already be using today to log into your online accounts across different applications and websites. For Apple devices, Plaid allows you to enable and use passkeys to securely connect your financial accounts to an app or service.
Passkeys are passwordless and allow you to securely connect your financial accounts at select institutions (e.g. banks) with your chosen app or service using your device's biometrics, like Face or Touch ID. Since passkeys are tied to your iCloud keychain and a specific website or application, it makes them difficult to replicate or steal.
Using passkeys is optional and when prompted by Plaid, you can choose to skip. We do recommend enabling passkeys as an additional layer of security and protection for your financial account connections.