What is Plaid bank account monitoring?
Plaid bank account monitoring is a free service that helps you stay on top of your financial security. It keeps an eye on your Plaid-connected bank accounts and can alert you if something looks unusual, so you can take action early.
How does Plaid bank account monitoring work?
Plaid securely monitors your connected bank accounts for signs of suspicious activity. This can include unusual account activity or unexpected changes to your personal information. If something doesn’t look right, Plaid can notify you so you can review it and decide what to do next.
Is Plaid bank account monitoring free?
Yes. Plaid bank account monitoring is a free tool and is available to users who have connected their bank accounts using Plaid.
What kinds of activity does Plaid monitor?
Plaid looks for early signs of potential fraud across your connected accounts, such as:
- New connections to apps
- Changes to personal details like your email, phone number, or address
This helps you spot possible issues sooner, without needing to check each account yourself.
Will Plaid monitor all of my bank accounts?
Plaid monitors the bank accounts you connect specifically for the bank monitoring service as well as other bank accounts you previously saved with Plaid for which you turn on bank monitoring. If you have multiple connected accounts, monitoring can help you keep track of them all in one place.
How will I be notified if something looks suspicious?
If you sign up for email alerts and Plaid detects something unusual in your connected accounts, you’ll receive an email notification with details about what was flagged. You can also log into your bank monitoring account at https://account.plaid.com/ to see alerts.
What should I do if I get an alert from Plaid?
If you receive an alert:
- Review the details carefully
- Confirm whether the activity was yours
- If it wasn’t, contact your bank or financial institution right away
How can I create an account?
To sign up for bank account monitoring, visit https://account.plaid.com/ and sign in using your phone number. Then, follow the prompts to securely link the bank accounts you’d like to monitor with Plaid.
Note: This feature is available to a limited group of eligible users at this time.